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- Refund Policy: H2OInsurance.com policies are "Fully Earned" meaning that once a Policy has been purchased, no refunds will be provided.
- Credit card charges will appear on your statement as "Marsh & McLennan Agency LLC" or "Divers equipment, Greensboro, NC", the parent company of H2OInsurance.com and partner of Divers Alert Network.
- Coverage is only available in the United States, except Alaska, Kentucky and South Dakota.
- Note: MFA Codes can only be sent to mobile phone numbers. MFA (Multi-Factor Authentication)
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